Monday, October 15, 2007

banking - Cord Blood Donation- Your Baby's Cord Blood Can Save Lives

Umbilical cord blood contains blood-forming cells that can be used to treat life-threatening diseases and conditions. Expectant parents who do not want to store their baby's cord blood for private use can donate it to a cord blood bank. Donated cord blood is available for public use and research, and has proven to save many lives.

In 2006, Shelia Gannon was close to the end of a losing battle against acute lymphoblastic leukemia (ALL), a form of cancer that causes abnormal blood formation and a shortage of red and normal white blood cells and platelets. After chemotherapy, her cancer went into remission. A bone marrow transplant would have cured her but there was no match from her family members or the six million people on the marrow donor registry. Her doctors suggested the possibility of a cord blood stem cell transplant. Unfortunately, when she arrived at a Minnesota clinic for the procedure, her cancer had returned and she was no longer able to have the transplant. In Denver, she underwent chemotherapy again. Her doctor at the Rocky Mountain Cancer Center decided to test a new double cord blood transplant on her. The procedure involved transplanting blood from 2 cords, so that one of them could save her life. On January 3, 2006, Sheila Gannon was given cord blood from one male and one female baby. She recovered slowly and her body developed a new immune system. As at March 12, 2007, Sheila has been in remission for a year. The donated cord blood has given her a second chance at life.

David Kawika Schutte is further proof of the life saving potential of cord blood stem cells. Both he and his twin brother, Christopher Ikaika Schutte were diagnosed with Neutropenia. This is a rare blood disease where the body does not produce white blood cells at all. Those that have this disease rarely live beyond 2-3 years old. While the twins were given daily shots to boost their immune systems, David Kawika developed leukemia. Given his practically non-existent immune system, chemotherapy was not an option as it would have killed him. A bone marrow transplant would have cured him but there was no matching donor. When a cord match was eventually found for him, he underwent a cord blood stem cell transplant for leukemia. Following the treatment, David's body created a new blood supply complete with white cells, hence a new immune system. David's recovery has given hope to his twin brother, Christopher who is still waiting for a bone marrow or cord blood match.

It is your personal choice whether to store your baby's cord blood for private use or donate it for public use. There is a need for ongoing cord blood donation especially from diverse racial and ethnic groups. The fact remains that patients from these groups have lower chances of finding matched donors than White patients.

People with life-threatening diseases and conditions have been successfully treated with donated cord blood stem cells. However, there is still an urgent need for cord blood donation from donors of diverse racial and ethnic groups. Learn how your baby's cord blood can save lives at www.storingcordblood.com/home

Article Source:http://EzineArticles.com/?expert=Alvin_Toh

banking - Internet Business Banking

Internet business banking services refer to those online services that are related mainly to business activities of the clients of a bank. Banks providing these services allow the transfer of business money and verification of account details. Also, account holders can pay certain bills from the account by just clicking their mouse. These services are not provided to all account holders; only those who qualify for Internet business banking services are provided these services.

A client has to authorize a bank to make certain decisions on his behalf whenever the client has decided to utilize an Internet banking services package. Digital signatures play an important role in this regard, as at times the bank may seek confirmation from you if there is any major transfer of funds. The authorization can be given through digital signatures.

Internet banking business services are becoming more and more popular for all types and sizes of businesses. They help in cutting down the red tape and expediting the transfer of money, which further helps in closing deals quickly.

To use these services, the client or the customer has to sign an agreement with the bank. This agreement can be signed online also. Before you sign this agreement, go through the various terms and conditions mentioned in the agreement. Also, it is better to keep a close watch on the Web site through which you operate your business account. Try to keep a tab on balances in your account. Report any discrepancies you may find immediately. If your business accounts are operated by one of your employees, then change your passwords and user names should this employee leave the company. You can get in touch with your bank and it can be done within no time. This will help you to enjoy safe Internet business banking.

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